Real estate decisions,
run the numbers first.
Free calculators for buyers, renters, and investors. Mortgage payments, rental yields, cap rates, and more — all in your browser, instantly.
Mortgage & Finance
Calculate payments, affordability, and closing costs
Mortgage Calculator
Calculate your monthly mortgage payment, total interest paid, and see a full amortization schedule. Enter your home price, down payment, interest rate, and loan term to get an instant breakdown of your mortgage costs.
Refinance Calculator
Compare your current mortgage to a new refinance loan. See your monthly savings, break-even point, and total interest savings over the life of the new loan.
Home Affordability Calculator
Find out how much house you can afford using the 28/36 rule. Enter your income, debts, down payment, and interest rate to get your maximum home price based on lender guidelines.
Down Payment Calculator
Calculate exactly how much you need for a down payment and how long it will take to save it. See comparisons for 3%, 5%, 10%, and 20% down payment scenarios.
Closing Costs Estimator
Estimate your home purchase closing costs line-by-line. Covers lender fees, title insurance, appraisal, prepaid items, and government charges — so you know exactly what to bring to closing.
Investment Analysis
Rental yield, cap rate, cash flow, and flip returns
Rental Yield Calculator
Calculate the gross and net rental yield of any investment property. Accounts for vacancy, property management, insurance, maintenance, and property tax to give you the true return picture.
Cap Rate Calculator
Calculate the capitalization rate for any investment property. Enter the property value, rental income, and operating expenses to determine cap rate and net operating income (NOI).
Cash-on-Cash Return Calculator
Calculate your cash-on-cash return on a rental property investment. Measures annual pre-tax cash flow as a percentage of total cash invested — the most practical metric for leveraged real estate.
1031 Exchange Calculator
Estimate the tax you can defer in a 1031 like-kind exchange. See your capital gains tax and depreciation recapture liability if you sell outright vs. exchanging — and what you need in a replacement property.
Fix & Flip ROI Calculator
Calculate your fix and flip profit, ROI, and annualized return. Enter purchase price, rehab costs, after repair value, holding period, and selling costs to see if the deal pencils out.
Renting & Leasing
Affordability, lease costs, and rent vs buy
Rent vs Buy Calculator
Compare the 5-year financial outcome of renting vs. buying a home. Factors in home appreciation, mortgage interest, opportunity cost of down payment, and transaction costs to show which option builds more wealth.
Rent Affordability Calculator
Find out how much rent you can afford based on the 30% rule and your actual budget. See your recommended maximum rent, remaining disposable income, and whether a specific apartment fits your budget.
Security Deposit Calculator
Find out the maximum legal security deposit in your state and estimate your total move-in costs. Covers all 50 US states with relevant tenant protection notes.
Lease Break Cost Estimator
Estimate how much it will cost to break your lease early. Calculates your liability based on remaining months, re-letting fees, notice period requirements, and your state's mitigation rules.
Rent Increase Calculator
Calculate your new rent after an increase and see how rent compounds over multiple years. Compare scenarios at different increase rates so you can plan your housing budget accurately.
Property & Home
Value estimates, taxes, HOA, and improvements
Home Value Estimator
Estimate your home's value using comparable sales (comps). Enter up to 3 recent comparable sales in your area, and the calculator adjusts for square footage differences to produce an estimated market value range.
Property Tax Calculator
Estimate your annual property tax bill and monthly escrow amount by state. Based on real effective tax rates for all 50 US states, with the option to enter your local rate for precise results.
HOA Fee Impact Calculator
Understand the true long-term cost of HOA fees on your home purchase. See the total HOA paid over 5–20 years, its impact on your total housing cost, and the equivalent mortgage principal it represents.
Home Improvement ROI Calculator
Find out how much value a home improvement project adds at resale. Based on Remodeling Magazine's national Cost vs Value data, see your estimated ROI for common renovation projects.
Square Footage Calculator
Calculate the square footage of individual rooms and total home area. Supports ft² and m², includes a flooring waste factor, and converts between imperial and metric automatically.
Learn before you decide
Real estate guides that explain the math behind every major decision.
Read the blog →